HOW IT WORKS?
1. Choose from Over 15,000 Retail Stores.
- Our lease-to-own solutions allow you to get key items like furniture, mattresses, appliances, tires, electronics, jewelry, and more—all without credit*.
2. Get Approved for up to $4,000.00
Our application is fast and easy to complete, and won't harm your credit. You could get approved for $300 to $4,000 of shopping power by meeting these basic requirements:
- An active checking account with at least $1,000 of income per month
- 3 months of income history with your current source of income
- Government-issued photo ID and an SSN or Taxpayer Identification Number
3. Shop for Goods Selected Retailers
- Shop online through our new Acima MarketPlaceTM or at the retail location you applied to and choose the eligible items you want–up to your approved lease amount.
- Acima will then make the purchase and lease it to you as detailed in your agreement.
4. Check Out Online or In-Store
- Start checkout
- Complete your aggrement
- Set up Payments
5. Get your Stuff and Enjoy
- Lease it until you own it or purchase early at a discount.
- Either way, it's yours to keep.
- The sooner you do so, the more you'll save. Of course, if you no longer want the merchandise, you can return it in good condition at any time without penalty.