1. Choose from Over 15,000 Retail Stores.

  • Our lease-to-own solutions allow you to get key items like furniture, mattresses, appliances, tires, electronics, jewelry, and more—all without credit*.

2. Get Approved for up to $4,000.00

Our application is fast and easy to complete, and won't harm your credit. You could get approved for $300 to $4,000 of shopping power by meeting these basic requirements:

  • An active checking account with at least $1,000 of income per month
  • 3 months of income history with your current source of income
  • Government-issued photo ID and an SSN or Taxpayer Identification Number

3.  Shop for Goods Selected Retailers

  • Shop online through our new Acima MarketPlaceTM or at the retail location you applied to and choose the eligible items you want–up to your approved lease amount.
  • Acima will then make the purchase and lease it to you as detailed in your agreement.

4. Check Out Online or In-Store

  • Start checkout
  • Complete your aggrement
  • Set up Payments

5. Get your Stuff and Enjoy

  • Lease it until you own it or purchase early at a discount.
  • Either way, it's yours to keep.
  • The sooner you do so, the more you'll save. Of course, if you no longer want the merchandise, you can return it in good condition at any time without penalty.